Theory • Amex • Expired
Eligibility and Enrollment
Enrollment is limited. Eligible Card Members must first add offer to Card and then use same Card for qualifying spend. Only US-issued American Express® Cards are eligible.
Limit of 1 statement credit per eligible Card Member account. If the Card Account is canceled or past due, it may not qualify to receive the statement credit(s).
Qualifying Purchases
Offer valid in-store at participating locations in the US and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases. Offer valid only on purchases made in US dollars.
Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.
Statement Credit
Please allow 90-days after 4/30/2026 for the statement credit(s) to be posted to the Account, provided that American Express receives information from the merchant about your qualifying purchase.
Participation in Amex Offers is subject to Amex Offers Program Terms.
POID: KBHF:0001

JK by Chef King1
Frank's Pizza of Oakland1
District Taco - Union2
Nori2
Norwegian1
Wabi-Sabi1
Root & Seed1
Shawarma Station1
LENA Y CARBON RESTAURANT1
Cafe Yafa2
Nippon Curry Berkeley1
Nordstrom6
The Silk1
Pipo's Cafe1
Jeff's Country Cafe1
World Famous Hotboys1
Los Camparres II1
Bleachers BBQ Bar & Grill1
Texas Tradition1
Nana Jacqueline1
Hoyo's Kitchen North Market3
Omakaseed1
Spitz Mediterranean Street Food1
Gary Rack's Farm House3
PetSmart10
Kacey's Seafood & More - Fruitville1
Tande Craft Kitchen & Cocktails1
Papi's Cuban & Caribbean Grill2
Dior5
Ranger Station1
Floyds Seafood1
Jimmy's Tacos1
Prime Cincinnati2
Hong Kong Station at RD International1
N Thai Palace1
Haven Rooftop1
Olga's Kitchen - Allen Park — 2.69% cash back Olga's Kitchen is a beloved Midwest restaurant chain that puts a unique twist on Greek-inspired comfort food. The restaurant combines fresh Mediterranean flavors with classic American favorites. From flavorful wraps and bowls to fresh salads, Olga's Kitchen has built a loyal following by serving delicious, made-to-order meals in a casual, welcoming atmosphere. Since opening its first location in Michigan in 1970, the brand has become a regional favorite known for its one-of-a-kind menu and friendly dining experience. Terms: No minimum purchase amount required. Offer only applies to first purchase every month. Purchases must be made directly with the merchant, using an enrolled card. This offer is available only at specific participating locations. Prior to making a purchase, click on the Find nearest store button to verify the nearest participating location. No third-party purchases will qualify for a reward. Purchases involving any age restricted products must follow any applicable municipal, state, or federal laws.This offer can end at anytime. Purchases subject to verification prior to reward being delivered to cardholder. If a reward is earned through the offer, your reward will be credited into the associated card account pursuant to the program terms or program FAQs. Full payment is due at time of purchase / booking, unless otherwise specified by merchant. Partial or Full returns or order cancellations may eliminate reward eligibility. Offer subject to change at any time without notice. If a merchant processes your order in multiple transactions, your rewards will only be calculated on the number of transactions that fall under any applicable transaction limits. Purchases made using digital wallets, order ahead apps or delivery services may not qualify where the identity of the merchant is not passed to us as part of the transaction. Please review all of the above terms for eligible locations, time and date restrictions. Our offers are exclusive to this platform and cannot be combined with offers from other deal or rewards platforms.

Olga's Kitchen - Brighton — 2.69% cash back Olga's Kitchen is a beloved Midwest restaurant chain that puts a unique twist on Greek-inspired comfort food. The restaurant combines fresh Mediterranean flavors with classic American favorites. From flavorful wraps and bowls to fresh salads, Olga's Kitchen has built a loyal following by serving delicious, made-to-order meals in a casual, welcoming atmosphere. Since opening its first location in Michigan in 1970, the brand has become a regional favorite known for its one-of-a-kind menu and friendly dining experience. Terms: No minimum purchase amount required. Offer only applies to first purchase every month. Purchases must be made directly with the merchant, using an enrolled card. This offer is available only at specific participating locations. Prior to making a purchase, click on the Find nearest store button to verify the nearest participating location. No third-party purchases will qualify for a reward. Purchases involving any age restricted products must follow any applicable municipal, state, or federal laws.This offer can end at anytime. Purchases subject to verification prior to reward being delivered to cardholder. If a reward is earned through the offer, your reward will be credited into the associated card account pursuant to the program terms or program FAQs. Full payment is due at time of purchase / booking, unless otherwise specified by merchant. Partial or Full returns or order cancellations may eliminate reward eligibility. Offer subject to change at any time without notice. If a merchant processes your order in multiple transactions, your rewards will only be calculated on the number of transactions that fall under any applicable transaction limits. Purchases made using digital wallets, order ahead apps or delivery services may not qualify where the identity of the merchant is not passed to us as part of the transaction. Please review all of the above terms for eligible locations, time and date restrictions. Our offers are exclusive to this platform and cannot be combined with offers from other deal or rewards platforms.

Annie's Table — Earn 5% cash back on all of your Annie's Table purchases, until a $100.00 cash back maximum is reached. Offer only applies to the following location: 16277 Laguna Canyon Rd Irvine, CA 92618 Offer expires 11/13/2026. Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later). Payment must be made on or before offer expiration date.

Soni Cafe — 4% cash back Soni Café serves fresh, made-to-order breakfast and lunch in a casual café setting. The menu features breakfast favorites, deli sandwiches, salads, pastries, and daily specials. Handcrafted coffee, espresso drinks, and smoothies complement the food menu. Guests can choose from quick breakfast options and a varied selection of lunchtime sandwiches. Terms: No minimum purchase amount required. Offer only applies to first purchase every month.Reward limited to a maximum of $100.00. Purchases must be made directly with the merchant, using an enrolled card. This offer is available only at specific participating locations. Prior to making a purchase, click on the Find nearest store button to verify the nearest participating location. No third-party purchases will qualify for a reward. Purchases involving any age restricted products must follow any applicable municipal, state, or federal laws.This offer can end at anytime. Purchases subject to verification prior to reward being delivered to cardholder. If a reward is earned through the offer, your reward will be credited into the associated card account pursuant to the program terms or program FAQs. Full payment is due at time of purchase / booking, unless otherwise specified by merchant. Partial or Full returns or order cancellations may eliminate reward eligibility. Offer subject to change at any time without notice. If a merchant processes your order in multiple transactions, your rewards will only be calculated on the number of transactions that fall under any applicable transaction limits. Purchases made using digital wallets, order ahead apps or delivery services may not qualify where the identity of the merchant is not passed to us as part of the transaction. Please review all of the above terms for eligible locations, time and date restrictions. Our offers are exclusive to this platform and cannot be combined with offers from other deal or rewards platforms.

Y's Choice — Earn 5% cash back on all of your Y's Choice purchases, until a $100 cash back maximum is reached. Offer only applies to the following location: 1825 San Pablo Ave Oakland, CA 94612 Offer expires Nov 15, 2026. Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later). Payment must be made on or before offer expiration date.

Waffle Monkey — 4% cash back Waffle Monkey offers a cheerful café vibe with fresh, made-to-order waffles and quality coffee. The menu features both sweet and savory options, from fruit-topped stacks to cheesy egg-filled creations, plus espresso drinks, teas, and seasonal sips. With a relaxed setting, friendly staff, and cozy seating, it's a go-to for breakfast, brunch, or a casual meet-up. Waffle Monkey blends creativity, consistency, and hospitality in every visit. Terms: No minimum purchase amount required. Offer only applies to first purchase every month.Reward limited to a maximum of $100.00. Purchases must be made directly with the merchant, using an enrolled card. This offer is available only at specific participating locations. Prior to making a purchase, click on the Find nearest store button to verify the nearest participating location. No third-party purchases will qualify for a reward. Purchases involving any age restricted products must follow any applicable municipal, state, or federal laws.This offer can end at anytime. Purchases subject to verification prior to reward being delivered to cardholder. If a reward is earned through the offer, your reward will be credited into the associated card account pursuant to the program terms or program FAQs. Full payment is due at time of purchase / booking, unless otherwise specified by merchant. Partial or Full returns or order cancellations may eliminate reward eligibility. Offer subject to change at any time without notice. If a merchant processes your order in multiple transactions, your rewards will only be calculated on the number of transactions that fall under any applicable transaction limits. Purchases made using digital wallets, order ahead apps or delivery services may not qualify where the identity of the merchant is not passed to us as part of the transaction. Please review all of the above terms for eligible locations, time and date restrictions. Our offers are exclusive to this platform and cannot be combined with offers from other deal or rewards platforms.
Xingones Cantina — 5% cash back Earn 5% cash back on all of your Xingones Cantina purchases, until a $50.00 cash back maximum is reached.<br/><br/>Offer only applies to the following location:<br>190 4Th St<br>Oakland, CA 94607<br/><br/>Offer expires 11/12/2026. <b>Offer only valid on purchases made directly with the merchant.</b> Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later). Payment must be made on or before offer expiration date. Category: SHOPPING

Spuntino's Pizza — Earn 5% cash back on all of your Spuntino's Pizza purchases, until a $100 cash back maximum is reached. Offer only applies to the following location: 516 Higgins Rd Park Ridge, IL 60068 Offer expires Nov 10, 2026. Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later). Payment must be made on or before offer expiration date.

Olga's Kitchen - Novi — 2.69% cash back Olga's Kitchen is a beloved Midwest restaurant chain that puts a unique twist on Greek-inspired comfort food. The restaurant combines fresh Mediterranean flavors with classic American favorites. From flavorful wraps and bowls to fresh salads, Olga's Kitchen has built a loyal following by serving delicious, made-to-order meals in a casual, welcoming atmosphere. Since opening its first location in Michigan in 1970, the brand has become a regional favorite known for its one-of-a-kind menu and friendly dining experience. Terms: No minimum purchase amount required. Offer only applies to first purchase every month. Purchases must be made directly with the merchant, using an enrolled card. This offer is available only at specific participating locations. Prior to making a purchase, click on the Find nearest store button to verify the nearest participating location. No third-party purchases will qualify for a reward. Purchases involving any age restricted products must follow any applicable municipal, state, or federal laws.This offer can end at anytime. Purchases subject to verification prior to reward being delivered to cardholder. If a reward is earned through the offer, your reward will be credited into the associated card account pursuant to the program terms or program FAQs. Full payment is due at time of purchase / booking, unless otherwise specified by merchant. Partial or Full returns or order cancellations may eliminate reward eligibility. Offer subject to change at any time without notice. If a merchant processes your order in multiple transactions, your rewards will only be calculated on the number of transactions that fall under any applicable transaction limits. Purchases made using digital wallets, order ahead apps or delivery services may not qualify where the identity of the merchant is not passed to us as part of the transaction. Please review all of the above terms for eligible locations, time and date restrictions. Our offers are exclusive to this platform and cannot be combined with offers from other deal or rewards platforms.

Sunny's — Earn 5% Back on any purchase. Offer valid in-store only. Cashback is limited to $80 per transaction and 100 redemption(s) per Offer Cycle. Offer expires 4 January 2027. Offer is nontransferable and the enrolled card must be active and in good-standing in order to be eligible for an award. Offers cannot be combined or stacked with other offers. If a merchant processes your online order in separate transactions, you may only earn an award on the first processed transaction if it meets all other offer criteria. Other exclusions and restrictions may apply. We may determine that certain offers are ineligible for an award. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.
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