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19,791Active Offers
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Last updated Aug 17, 2:10 AM

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Latest Offers

Freshly collected from bank portals

Charles

Spend $150 or more, earn $30 back

Charles — Earn a one-time $30 statement credit after using your enrolled eligible Card to spend a minimum of $150 in one or more qualifying purchases in-store at Charles Tyrwhitt or online at charlestyrwhitt.com by 11/16/2026. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable. Limit of 1 statement credit per eligible Card Member account. Qualifying Purchases Offer valid in-store at Charles Tyrwhitt locations in the US and online only at US website charlestyrwhitt.com. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement. POID: KCZI:0001

Amex
Exp Nov 16
Empire

Earn 15% back on a single purchase, up to a total of $500

Empire — Earn 15% back as a one-time statement credit after using your enrolled eligible Card to make a single purchase in-store at Empire Today or online at empiretoday.com by 9/14/2026. Limit of 1 statement credit, up to a total of $500. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable. Limit of 1 statement credit per eligible Card Member account. Qualifying Purchases Offer valid in-store at participating locations in the US and online at US website empiretoday.com only. Excludes outlet locations. Not valid for online orders shipped outside of the US. Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement . POID: K7YZ:1459

Amex
Exp Sep 14
R+Co

Spend $85 or more, earn $20 back

R+Co — Earn a one-time $20 statement credit after using your enrolled eligible Card to spend a minimum of $85 in one or more qualifying purchases online at randco.com by 11/18/2026. See terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to Card and then use same Card for qualifying spend. Only US-issued American Express® Cards are eligible. Limit of 1 statement credit per eligible Card Member account. If the Card Account is canceled or past due, it may not qualify to receive the statement credit(s). Qualifying Purchases Offer valid online only at US website randco.com. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Eligible subscriptions or memberships will automatically renew unless you cancel, and the merchant will charge the applicable fee to the Card they have on file. Offer valid only on purchases made in US dollars. Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit Please allow 90-days after 11/18/2026 for the statement credit(s) to be posted to the Account, provided that American Express receives information from the merchant about your qualifying purchase. Participation in Amex Offers is subject to Amex Offers™ Program Terms. POID: KD2C:0001

Amex
Exp Nov 18
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Moon

Spend $1,000 or more, earn $200 back

Moon — Earn a one-time $200 statement credit after using your enrolled eligible Card to spend a minimum of $1,000 in one or more qualifying purchases in-store at Moon Valley Nurseries by 11/18/2026. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers™ Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable. Limit of 1 statement credit per eligible Card Member account. Qualifying Purchases Offer valid in-store at Moon Valley Nurseries locations in the US. Excludes Backyard Builder, and wholesale transactions. Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers™ are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement. POID: KD0R:0001

Amex
Exp Nov 18
LegalZoom

Earn 20% back on a single purchase, up to a total of $100

LegalZoom — Earn 20% back as a one-time statement credit after using your enrolled eligible Card to make a single qualifying purchase online at legalzoom.com by 11/30/2026. Limit of 1 statement credit, up to a total of $100. Excludes subscription renewals. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers™ Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable. Limit of 1 statement credit per eligible Card Member account. Qualifying Purchases Offer valid online only at US website legalzoom.com. Excludes subscription renewals. Eligible subscriptions or memberships will automatically renew unless you cancel, and the merchant will charge the applicable fee to the Card they have on file. Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers™ are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy By enrolling and making a qualifying purchase, you acknowledge that American Express may share certain transaction data regarding the offer with the merchant participating in such offer. For more information about how we share your information with the merchant, please review the privacy notice applicable to your American Express product or service and our Online Privacy Statement. POID: KD31:0001

Amex
Exp Nov 30
Tieks

Spend $100 or more, earn $25 back

Tieks — Earn a one-time $25 statement credit after using your enrolled eligible Card to spend a minimum of $100 in one or more qualifying purchases online at tieks.com by 11/17/2026. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable. Limit of 1 statement credit per eligible Card Member account. Qualifying Purchases Offer valid online only at US website tieks.com. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement. POID: KD2E:0001

Amex
Exp Nov 17
Smashburger

Earn 15% back on a single purchase, up to a total of $6

Smashburger — Earn 15% back as a one-time statement credit after using your enrolled eligible Card to make a single purchase in-restaurant at Smashburger or online at smashburger.com by 9/30/2026. Limit of 1 statement credit, up to a total of $6. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable. Limit of 1 statement credit per eligible Card Member account. Qualifying Purchases Offer valid in-restaurant and for food purchases made online at US website smashburger.com and through the merchant mobile app. Dining or takeout/delivery orders must be processed directly by the merchant. Valid at participating locations in the US. Purchases made at shared-use locations (e.g., airports, hospitals, gas/truck stops, military bases or universities) may not qualify. Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement . POID: K7Z2:1379

Amex
Exp Sep 30
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Supported Banks

We collect offers from all major US credit card issuers

BoA

BoA

14,715

active offers

Chase

Chase

1,842

active offers

Citi

Citi

1,830

active offers

Amex

Amex

686

active offers

US Bank

US Bank

568

active offers

Wells Fargo

Wells Fargo

149

active offers

CanaryBank_91445fa7

CanaryBank_91445fa7

1

active offers

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Why Offer.love?

Credit card issuers like Amex, Chase, Citi, Bank of America, PayPal, US Bank, and Wells Fargo offer thousands of merchant-specific cashback deals — but they're buried inside each bank's app, hard to search, and easy to miss. Offer.love is the only site that collects every active offer from every major US bank into one searchable, always-updated directory.

We scan bank portals multiple times per day, so you see new offers within hours of release — not days. With 19,791 active offers across 13,585 merchants, Offer.love is the most comprehensive credit card offer database available anywhere.

Our free Chrome extension takes it further — it automatically detects when you're shopping at a merchant with an available offer and reminds you to activate it before you check out. No more missed cashback.

Frequently Asked Questions

What are credit card merchant offers?

Credit card merchant offers are targeted discounts provided by banks like Amex, Chase, Citi, Bank of America, PayPal, US Bank, and Wells Fargo. When you add an offer to your card and shop at that merchant, you automatically earn cashback, statement credits, bonus points, or miles — on top of your regular card rewards.

How does Offer.love work?

Offer.love aggregates credit card offers from all major US banks into one searchable directory. We scan bank portals multiple times daily so you can browse 19,791+ active offers across 13,585 merchants without logging into each bank separately. Our Chrome extension also alerts you when you visit a merchant with an available offer.

Is Offer.love free?

Yes, completely free. The website, search, and Chrome extension are all free to use. We don't sell your data or require account creation to browse offers.

How do I activate a credit card offer?

Log into your bank's website or app, navigate to the offers section, and add the offer to your card. Then shop at that merchant using your enrolled card. The cashback or credit is applied automatically. Our Chrome extension can help you find and activate offers faster.

Which banks does Offer.love cover?

We currently track offers from American Express (Amex), Chase, Citi, Bank of America, PayPal, US Bank, and Wells Fargo — the major credit card offer programs in the United States. Together, these banks represent the vast majority of merchant-specific credit card deals available to US consumers.

How often are offers updated?

We scan bank portals multiple times per day. New offers typically appear on Offer.love within hours of being released by the bank. Expired offers are automatically removed so you only see deals you can still use.

Can I use multiple offers at the same merchant?

Yes! If you have cards from different banks, you may have separate offers for the same merchant. For example, both Amex and Chase might offer cashback at Starbucks. Offer.love shows you all available offers across banks so you can pick the best deal — or stack them across multiple purchases.

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