3 active offers from BoA, Amex
Theory currently has 3 active credit card offers available through BoA, Amex. Offer.love tracks every Theory offer across all major US banks and updates multiple times daily — so you always see the latest deals before they expire.
2% cash back
Theory is a company, a concept, an aesthetic, a style and a product, ask our customer about their favorite fitting pants, the perfect shirt, the jacket they throw on over everything. Shop now for new spring and summer collections from Theory.
Terms: No minimum purchase amount required. Offer good for multiple uses.
Shop Now link must be used to earn on a completed qualified purchase. Purchases made outside of using this shopping link in a single browsing session will be ineligible for reward. Purchases must be made directly with the merchant, using an enrolled card. No third-party purchases will qualify for a reward. Purchases involving any age restricted products must follow any applicable municipal, state, or federal laws. Reward calculations may not include tax, tip, shipping, and other miscellaneous / processing fees. Purchases subject to verification prior to reward being delivered to cardholder. If a reward is earned through the offer, your reward will be credited into the associated card account pursuant to the program terms or program FAQs. Full payment is due at time of purchase / booking, unless otherwise specified by merchant. Partial or Full returns or order cancellations may eliminate reward eligibility. Offer subject to change at any time without notice. If a merchant processes your order in multiple transactions, your rewards will only be calculated on the number of transactions that fall under any applicable transaction limits. Purchases made using digital wallets, order ahead apps or delivery services may not qualify where the identity of the merchant is not passed to us as part of the transaction. Please review all of the above terms for eligible locations, time and date restrictions. Our offers are exclusive to this platform and cannot be combined with offers from other deal or rewards platforms.
Rewards not eligible on: Purchases made with coupon or discount codes not found on this site, Purchases of gift cards, gift certificates or cash equivalents, Purchases made with gift cards, gift certificates or cash equivalents and Purchases made for resale and bulk orders. Special terms: Eligible only on orders made through Theory's U.S. website and shipped to a valid U.S. address.


Earn 5,000 additional Membership Rewards® points one-time after using your enrolled eligible Card to spend a minimum of $350 in one or more qualifying purchases in-store at Theory or online at theory.com by 12/27/2026. Excludes outlets. See terms.
By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms.
Eligibility and Enrollment
Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable.
Limit of 5,000 additional Membership Rewards® points per eligible Card Member.
Qualifying Purchases
Offer valid in-store at Theory and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases.
Eligible Card Members will earn 5,000 additional Membership Rewards® points on qualifying purchases on their eligible Card.
Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.
Additional Membership Rewards® Points
You must be enrolled in the Membership Rewards® program at time of qualifying purchase. If you meet the offer requirements, the additional Membership Rewards® points will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for additional Membership Rewards® points to post. Please call the number on the back of your Card if the additional Membership Rewards® points are not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the additional Membership Rewards® points. Additional Membership Rewards® points may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified.
General
Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time.
Privacy
By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement.
POID: KD5X:0002


Earn a one-time $50 statement credit after using your enrolled eligible Card to spend a minimum of $350 in one or more qualifying purchases in-store at Theory or online at theory.com by 12/27/2026. Excludes outlets. See terms.
By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms.
Eligibility and Enrollment
Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable.
Limit of 1 statement credit per eligible Card Member account.
Qualifying Purchases
Offer valid in-store at Theory and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases.
Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.
Statement Credit
If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified.
General
Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time.
Privacy
By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement.
POID: KD5X:0001


Earn when you shop with your linked card at all participating Theory Retail stores only. Factory Outlet stores are excluded. Only US-issued payment cards are eligible to enroll and earn. Offer not valid for gift card purchases. In-Store offers are not valid for online purchases and may not be combined with other Citi offers. US stores only. Offer not valid at locations in US territories. Offer may be displayed on multiple websites but is redeemable only once per qualifying transaction. If you link to the same offer on more than one site, your qualifying transaction will only be eligible for rewards or benefits associated with the offer through the most recently linked site. Limit 1 redemption per offer link. A linked offer that has not been redeemed will automatically expire 75 days after it is linked or re-linked, or on the date the offer itself ends, whichever is sooner. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.


Earn when you shop with your linked card at all participating Theory Outlet stores. Full-priced Theory Retail locations are excluded. Only US-issued payment cards are eligible to enroll and earn. Offer not valid for gift card purchases. In-Store offers are not valid for online purchases and may not be combined with other Citi offers. US stores only. Offer not valid at locations in US territories. Offer may be displayed on multiple websites but is redeemable only once per qualifying transaction. If you link to the same offer on more than one site, your qualifying transaction will only be eligible for rewards or benefits associated with the offer through the most recently linked site. Limit 1 redemption per offer link. A linked offer that has not been redeemed will automatically expire 45 days after it is linked or re-linked, or on the date the offer itself ends, whichever is sooner. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.

Get a one-time $50 statement credit by using your enrolled eligible Card to spend a minimum of $250 in one or more purchases in-store at Theory or online at theory.com by 12/19/2023. Excludes outlets. See terms.

Earn 5,000 additional Membership Rewards® points one-time after using your enrolled eligible Card to spend a minimum of $350 in one or more purchases in-store at Theory or online at theory.com by 4/30/2026. Excludes outlets. See terms.
Eligibility and Enrollment
Enrollment is limited. Eligible Card Members must first add offer to Card and then use same Card for qualifying spend. Only US-issued American Express® Cards that are enrolled in the Membership Rewards® program at the time of purchase are eligible.
Limit of 5,000 additional Membership Rewards® points per eligible Card Member. If the Card Account is canceled or past due, it may not qualify to receive the additional Membership Rewards® points.
Qualifying Purchases
Offer valid in-store at participating locations in the US and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases. Offer valid only on purchases made in US dollars.
Eligible Card Members will earn 5,000 additional Membership Rewards® points on qualifying purchases on their eligible Card. Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.
Membership Rewards® Points
Any Membership Rewards® points received through this offer are in addition to the Membership Rewards® points normally received for purchases charged to your Card.
Additional Membership Rewards® points should be credited to your program account within 90-days after 4/30/2026, provided that American Express receives information from the merchant about your qualifying purchase.
Participation in Amex Offers is subject to Amex Offers Program Terms.
Bonus ID: B8W7 POID: KBHF:0002



Earn a one-time $50 statement credit after using your enrolled eligible Card to spend a minimum of $350 in one or more purchases in-store at Theory or online at theory.com by 4/30/2026. Excludes outlets. See terms.
Eligibility and Enrollment
Enrollment is limited. Eligible Card Members must first add offer to Card and then use same Card for qualifying spend. Only US-issued American Express® Cards are eligible.
Limit of 1 statement credit per eligible Card Member account. If the Card Account is canceled or past due, it may not qualify to receive the statement credit(s).
Qualifying Purchases
Offer valid in-store at participating locations in the US and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases. Offer valid only on purchases made in US dollars.
Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.
Statement Credit
Please allow 90-days after 4/30/2026 for the statement credit(s) to be posted to the Account, provided that American Express receives information from the merchant about your qualifying purchase.
Participation in Amex Offers is subject to Amex Offers Program Terms.
POID: KBHF:0001



Register an Eligible Card then spend a net amount of HK$3,000 or more in one transaction, in-person at Theory in Hong Kong by 2025/10/31, to receive HK$300 statement credit, up to 3 times per registered Card. Terms & Conditions apply.

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