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Theory currently has 2 active credit card offers available through Amex. Offer.love tracks every Theory offer across all major US banks and updates multiple times daily — so you always see the latest deals before they expire.

Theory

Spend $350 or more, earn 5,000 Membership Rewards® points

Amex • Added 4h ago • Expires 12/27/2026

Earn 5,000 additional Membership Rewards® points one-time after using your enrolled eligible Card to spend a minimum of $350 in one or more qualifying purchases in-store at Theory or online at theory.com by 12/27/2026. Excludes outlets. See terms.

By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms.

Eligibility and Enrollment

Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable.

Limit of 5,000 additional Membership Rewards® points per eligible Card Member.

Qualifying Purchases

Offer valid in-store at Theory and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases.

Eligible Card Members will earn 5,000 additional Membership Rewards® points on qualifying purchases on their eligible Card.

Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.

Additional Membership Rewards® Points

You must be enrolled in the Membership Rewards® program at time of qualifying purchase. If you meet the offer requirements, the additional Membership Rewards® points will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for additional Membership Rewards® points to post. Please call the number on the back of your Card if the additional Membership Rewards® points are not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the additional Membership Rewards® points. Additional Membership Rewards® points may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified.

General

Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time.

Privacy

By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement.

POID: KD5X:0002

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Theory

Spend $350 or more, earn $50 back

Amex • Added 8h ago • Expires 12/27/2026

Earn a one-time $50 statement credit after using your enrolled eligible Card to spend a minimum of $350 in one or more qualifying purchases in-store at Theory or online at theory.com by 12/27/2026. Excludes outlets. See terms.

By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms.

Eligibility and Enrollment

Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable.

Limit of 1 statement credit per eligible Card Member account.

Qualifying Purchases

Offer valid in-store at Theory and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases.

Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.

Statement Credit

If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified.

General

Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time.

Privacy

By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement.

POID: KD5X:0001

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Past Offers

Theory

Earn 2.5% Back

Citi • Added 179d ago • Expired

Earn when you shop with your linked card at all participating Theory Retail stores only. Factory Outlet stores are excluded. Only US-issued payment cards are eligible to enroll and earn. Offer not valid for gift card purchases. In-Store offers are not valid for online purchases and may not be combined with other Citi offers. US stores only. Offer not valid at locations in US territories. Offer may be displayed on multiple websites but is redeemable only once per qualifying transaction. If you link to the same offer on more than one site, your qualifying transaction will only be eligible for rewards or benefits associated with the offer through the most recently linked site. Limit 1 redemption per offer link. A linked offer that has not been redeemed will automatically expire 75 days after it is linked or re-linked, or on the date the offer itself ends, whichever is sooner. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.

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Theory Outlet

Earn 3% Back

Citi • Added 179d ago • Expired

Earn when you shop with your linked card at all participating Theory Outlet stores. Full-priced Theory Retail locations are excluded. Only US-issued payment cards are eligible to enroll and earn. Offer not valid for gift card purchases. In-Store offers are not valid for online purchases and may not be combined with other Citi offers. US stores only. Offer not valid at locations in US territories. Offer may be displayed on multiple websites but is redeemable only once per qualifying transaction. If you link to the same offer on more than one site, your qualifying transaction will only be eligible for rewards or benefits associated with the offer through the most recently linked site. Limit 1 redemption per offer link. A linked offer that has not been redeemed will automatically expire 45 days after it is linked or re-linked, or on the date the offer itself ends, whichever is sooner. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.

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Spend $250 or more, get $50 back

Amex • Added 217d ago • Expired

Get a one-time $50 statement credit by using your enrolled eligible Card to spend a minimum of $250 in one or more purchases in-store at Theory or online at theory.com by 12/19/2023. Excludes outlets. See terms.

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Theory

Spend $350 or more, earn 5,000 Membership Rewards® points

Amex • Added 266d ago • Expired

Earn 5,000 additional Membership Rewards® points one-time after using your enrolled eligible Card to spend a minimum of $350 in one or more purchases in-store at Theory or online at theory.com by 4/30/2026. Excludes outlets. See terms.

Eligibility and Enrollment

Enrollment is limited. Eligible Card Members must first add offer to Card and then use same Card for qualifying spend. Only US-issued American Express® Cards that are enrolled in the Membership Rewards® program at the time of purchase are eligible.

Limit of 5,000 additional Membership Rewards® points per eligible Card Member. If the Card Account is canceled or past due, it may not qualify to receive the additional Membership Rewards® points.

Qualifying Purchases

Offer valid in-store at participating locations in the US and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases. Offer valid only on purchases made in US dollars.

Eligible Card Members will earn 5,000 additional Membership Rewards® points on qualifying purchases on their eligible Card. Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.

Membership Rewards® Points

Any Membership Rewards® points received through this offer are in addition to the Membership Rewards® points normally received for purchases charged to your Card.

Additional Membership Rewards® points should be credited to your program account within 90-days after 4/30/2026, provided that American Express receives information from the merchant about your qualifying purchase.

Participation in Amex Offers is subject to Amex Offers Program Terms.

Bonus ID: B8W7 POID: KBHF:0002

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Theory

Spend $350 or more, earn $50 back

Amex • Added 266d ago • Expired

Earn a one-time $50 statement credit after using your enrolled eligible Card to spend a minimum of $350 in one or more purchases in-store at Theory or online at theory.com by 4/30/2026. Excludes outlets. See terms.

Eligibility and Enrollment

Enrollment is limited. Eligible Card Members must first add offer to Card and then use same Card for qualifying spend. Only US-issued American Express® Cards are eligible.

Limit of 1 statement credit per eligible Card Member account. If the Card Account is canceled or past due, it may not qualify to receive the statement credit(s).

Qualifying Purchases

Offer valid in-store at participating locations in the US and online only at US website theory.com. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations, purchases made online at outlet.theory.com, gift cards purchased online, and wholesale purchases. Offer valid only on purchases made in US dollars.

Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.

Statement Credit

Please allow 90-days after 4/30/2026 for the statement credit(s) to be posted to the Account, provided that American Express receives information from the merchant about your qualifying purchase.

Participation in Amex Offers is subject to Amex Offers Program Terms.

POID: KBHF:0001

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Theory

Spend HK$3,000 to get HK$300, up to 3 times

Amex • Added 336d ago • Expired

Register an Eligible Card then spend a net amount of HK$3,000 or more in one transaction, in-person at Theory in Hong Kong by 2025/10/31, to receive HK$300 statement credit, up to 3 times per registered Card. Terms & Conditions apply.

  • Excludes purchases made at outlet locations.
  • The registration period commences on 2025/09/12 and ends on 2025/10/31, both dates inclusive (“Promotion Period”). 
  • Cardmembers must successfully register an Eligible Card during the Promotion Period (“Registered Card”),  then spend a net amount of HK$3,000 or more, in one transaction (“Spending Requirement”) in-person at Theory (“Participating Merchant”) locations in Hong Kong (“Participating Locations”) with the Registered Card during Promotion Period (“Eligible Transaction”) to receive HK$300 back in statement credit (“Registered Card Offer”).
  • The Registered Card Offer is open to individuals who hold Basic and/or Supplementary American Express® Cards issued by American Express International, Inc. (“American Express”) in Hong Kong and American Express Cards issued by DBS Bank (Hong Kong) Limited (“Eligible Cards”), excluding (a) The US Dollar Card, (b) American Express® Corporate Cards, (c) American Express Business Travel Account, (d) Corporate Purchasing Card, (e) all American Express Cards issued outside of Hong Kong.
  • During the Promotion Period, the Registered Card Offer is limited to 3-time credit, [capped at a total of HK$900 statement credit] per Registered Card.
  • Excludes transactions where Cardmembers do not spend on their Registered Card directly in-person at the Participating Locations. Offer valid at Hong Kong locations only. Excludes transactions made online.
  • Supplementary Cards must be registered separately and spend cannot be combined amongst Cards to meet the Spending Requirement.
  • Excludes transactions made through a third-party establishment or third-party payment processor.
  • Un-posted/cancelled/refunded transactions and transactions that are found to be fraudulent or are eventually cancelled/refunded will be considered as ineligible transactions.
  • Credit is not redeemable for cash or other payment form.
  • Credit should appear on Cardmember’s billing statement within 15 business days from Eligible Transaction but may take up to 90 days from the end of Promotion Period.
  • Credit may not be applied to the Cardmember’s account if the account has been suspended or cancelled and may be reversed if Eligible Transaction is returned or cancelled.
  • Participating Merchant is solely responsible for all products, services, consultations and advice. American Express is not the provider of any of these products and/or services that are made available pursuant to the Registered Card Offer and makes no representation or warranty in relation to such products and/or services.
  • In case of any enquiry related to this Registered Card Offer, please call the 24-hour enquiry hotline shown at the back of your Card or our customer service hotline at 2277 1010.
  • In the event of any dispute arising from this Registered Card Offer, the decision of American Express and Participating Merchants shall be final.
  • In the event of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
  • American Express reserves the right to amend the Terms and Conditions, suspend or terminate the offers at any time without prior notice.
  • Registration Terms and Conditions

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