
Jala Indian Fine Dining • BoA • Expires October 14, 2026

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Grocery stores, gas stations, and restaurants — Earn 5x total points at grocery stores, gas stations and restaurants on up to $1,000 in combined purchases from October 1, 2026 to December 31, 2026. TERMS AND CONDITIONS Bonus Points Offer: You will qualify according to the requirements specified in this offer. Purchases are when you, or an authorized user, use a card to make purchases of products and services. However, the following types of transactions won’t count as purchases: balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers, or similar offline and online betting transactions; person-to-person money transfers and account funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Earning rates shown for this offer include any rewards you would earn through your rewards program and are not additional. For example, if you earn 2X in a category through your rewards program and the offer states 5X in that same category, you will earn 2X plus 3X for a total of 5X through the offer, not 7X. Purchases that would qualify for this offer but would earn at the same or higher rate through your rewards program will be excluded from the offer, and you will earn on them as you normally would through your rewards program. Purchases must post to your account with a transaction date during the offer period to qualify. Delays by a merchant could extend the transaction date beyond the offer period. Please allow 6 to 8 weeks for bonus rewards to post to your account. Account must be open and not in default at the time of fulfillment. This bonus offer is not transferable and applies only to cardmembers who receive marketing communications for this offer. We reserve the right to modify or cancel this offer at any time. Eligible credit cards: The Ritz-Carlton™ Credit Card. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs . Rewards program terms apply, see your Rewards Program Agreement for details. Points accrued and awards issued are subject to the terms and conditions of the Marriott Bonvoy® program. For complete terms and conditions of the Marriott Bonvoy program, including all redemption values, refer to marriottbonvoy.com/terms . Terms and conditions of the Marriott Bonvoy program may be modified and services and benefits may be added or deleted at any time without notice to cardmembers. Marriott Bonvoy points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s Marriott Bonvoy account. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC. JPMorganChase Bank, N.A. Member FDIC The Disclaimer section at the bottom of this page does not apply to this offer.

Luggage Forward — Spend $100 or more at Luggage Forward Online and get $48 back. May be redeemed 1 time(s) by the offer end date. Max award is a $48 statement credit. Offer is nontransferable and the enrolled card must be active and in good-standing in order to be eligible for an award. Offers cannot be combined or stacked with other offers. If a merchant processes your online order in separate transactions, you may only earn an award on the first processed transaction if it meets all other offer criteria. Other exclusions and restrictions may apply. We may determine that certain offers are ineligible for an award. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.

UPS.com — Earn 45% back as a statement credit after using your enrolled eligible Card to make qualifying purchases of UPS small parcel shipments online at ups.com/ship. Shipments must be completed by 3/29/2027. Limit of $500 back in total statement credits. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible. Each Card Member is entitled to one (1) offer enrollment per Card Member during the offer period, regardless of the number of Cards held by such Card Member. This offer is intended only for the targeted Card Member in connection with their small business. Limit of $500 in total statement credits per eligible Card Member account. Qualifying Purchases Offer valid only on qualifying UPS small parcel shipments paid for online only at US website ups.com/ship or billed to a US UPS account that is paid using your enrolled Card, and which are physically tendered to UPS (including, but not limited to, a pickup, dropped off at a drop box or a UPS location) and subject to the UPS Tariff/Terms and Conditions of Service for the United States. Shipments must be completed by 3/29/2027. Offer excludes shipments made from or purchased through The UPS Store® locations, UPS Access Point® locations, UPS My Choice® services, Parcel Pro® service, UPS Air Cargo and retail chains. Offer not valid on UPS Supply Chain Solutions® services, including, without limitation, webinars, logistics, freight forwarding, UPS Mail Innovations® and UPS customs brokerage services. Offer excludes MNX Global Logistics, American Express® Corporate Purchasing Cards and UPS Capital® services. Purchases must be made in USD. Offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if a purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy You agree that American Express may use and share your transaction and other information to administer the offer, communicate with you, and tailor your offers based on your interests in accordance with the American Express Privacy Statement. POID: KDE6:0002

Celebrity Cruises — 10% cash back NOTHING COMES CLOSE TO CELEBRITY CRUISES Terms: No minimum purchase amount required. Offer only applies to first purchase.Reward limited to a maximum of $250.00. Purchases must be made directly with the merchant, using an enrolled card. No third-party purchases will qualify for a reward. Purchases involving any age restricted products must follow any applicable municipal, state, or federal laws.Payment must be made on or before offer expiration date. Purchases subject to verification prior to reward being delivered to cardholder. If a reward is earned through the offer, your reward will be credited into the associated card account pursuant to the program terms or program FAQs. Rewards for travel purchases generally require the travel has been completed before any rewards are credited. Purchases of ancillary travel services (baggage fees, miles purchases, airport lounge passes) are excluded from the offer unless explicitly included. Full payment is due at time of purchase / booking, unless otherwise specified by merchant. Partial or Full returns or order cancellations may eliminate reward eligibility. Offer subject to change at any time without notice. If a merchant processes your order in multiple transactions, your rewards will only be calculated on the number of transactions that fall under any applicable transaction limits. Purchases made using digital wallets, order ahead apps or delivery services may not qualify where the identity of the merchant is not passed to us as part of the transaction. Please review all of the above terms for eligible locations, time and date restrictions. This offer is targeted to specific consumers that qualify based on prior activity, which is subject to verification prior to reward issuance. Our offers are exclusive to this platform and cannot be combined with offers from other deal or rewards platforms.

Macy's — Whether you’re looking for the latest fashion trends, top beauty finds or must-have accessories for your wardrobe & home–– the perfect gift for any occasion is right here. May be redeemed 1 time(s) by the offer end date. Max award is a $5 statement credit. Valid on a purchase of $55 or more at Macy's or macys.com, including taxes and after any discounts. Offer is limited to one redemption per enrolled card. Offer is nontransferable and the enrolled card must be active and in good-standing in order to be eligible for an award. Offers cannot be combined or stacked with other offers. If a merchant processes your online order in separate transactions, you may only earn an award on the first processed transaction if it meets all other offer criteria. Other exclusions and restrictions may apply. We may determine that certain offers are ineligible for an award. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.

Jacadi — Earn a one-time $20 statement credit after using your enrolled eligible Card to spend a minimum of $100 in one or more purchases in-store at Jacadi or online at jacadi.us by 12/31/2026. Excludes outlet locations. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible; offers are non-transferable. Limit of 1 statement credit per eligible Card Member account. Qualifying Purchases Offer valid in-store at Jacadi or online only at US website jacadi.us. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes outlet locations. Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if an eligible purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy By enrolling in this offer, you agree that American Express may use your transaction and personal information to administer the offer, communicate with you about it, and facilitate your offers experience in accordance with the American Express Privacy Statement. POID: KDE8:0001

BP — Have you heard about bp’s new loyalty program? Say hello to savings on c-store AND fuel purchases with bp’s new app! With bp’s loyalty program, earnify™, you can instantly save 5c on every gallon, every time you fill up at bp and/or Amoco stations. And you do it all from your phone with the earnify™ app, so saving has never been easier. Get started today and download earnify™ to begin redeeming. May be redeemed 1 time by the offer end date. Max award is a $5 statement credit. Terms and conditions apply. Offer valid on fuel purchases of $40 or more at bp and/or Amoco stations with an enrolled Citi Mastercard. Excludes non-fuel purchases. For more information and to download earnify™, visit our earnify™ rewards page for additional details. Offer is nontransferable and the enrolled card must be active and in good-standing in order to be eligible for an award. Offers cannot be combined or stacked with other offers. If a merchant processes your online order in separate transactions, you may only earn an award on the first processed transaction if it meets all other offer criteria. Other exclusions and restrictions may apply. We may determine that certain offers are ineligible for an award. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you. All offers are exclusively eligible when United States Dollars (USD) are used as the currency of transaction for qualifying redemptions. Offers redeemed using any other currency will not be valid.

UPS.com — Earn 45% back as a statement credit after using your enrolled eligible Card to make qualifying purchases of UPS small parcel shipments online at ups.com/ship. Shipments must be completed by 3/29/2027. Limit of $500 back in total statement credits. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible. Each Card Member is entitled to one (1) offer enrollment per Card Member during the offer period, regardless of the number of Cards held by such Card Member. This offer is intended only for the targeted Card Member in connection with their small business. Limit of $500 in total statement credits per eligible Card Member account. Qualifying Purchases Offer valid only on qualifying UPS small parcel shipments paid for online only at US website ups.com/ship or billed to a US UPS account that is paid using your enrolled Card, and which are physically tendered to UPS (including, but not limited to, a pickup, dropped off at a drop box or a UPS location) and subject to the UPS Tariff/Terms and Conditions of Service for the United States. Shipments must be completed by 3/29/2027. Offer excludes shipments made from or purchased through The UPS Store® locations, UPS Access Point® locations, UPS My Choice® services, Parcel Pro® service, UPS Air Cargo and retail chains. Offer not valid on UPS Supply Chain Solutions® services, including, without limitation, webinars, logistics, freight forwarding, UPS Mail Innovations® and UPS customs brokerage services. Offer excludes MNX Global Logistics, American Express® Corporate Purchasing Cards and UPS Capital® services. Purchases must be made in USD. Offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if a purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy You agree that American Express may use and share your transaction and other information to administer the offer, communicate with you, and tailor your offers based on your interests in accordance with the American Express Privacy Statement. POID: KDE6:0001

ettitude.com — Earn 15% back as a statement credit after using your enrolled eligible Card to make qualifying purchases online at ettitude.com by 11/2/2026. Limit of $250 back in total statement credits. See terms. By enrolling in this offer, you agree to these terms and the Amex Offers® Program Terms. Eligibility and Enrollment Enrollment is limited. Eligible Card Members must first add offer to their Card and then use same enrolled Card for qualifying purchases. Any Cards issued outside of the US are not eligible. Only Card Members who enroll are eligible. This Offer is available only to the eligible business or Card Member account to which it was targeted and may not be transferred or sold. Limit of $250 in total statement credits per eligible Card Member account. Qualifying Purchases Offer valid online only at US website ettitude.com. Not valid on orders shipped outside of the US. Purchases must be made in USD. Offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries. Statement Credit If you meet the offer requirements, the statement credit(s) will typically post to your account within 30 days after you make a qualifying purchase, provided that American Express receives information from the merchant about your qualifying purchase. In some circumstances, it may take up to 90 days after the offer end date for statement credit(s) to post. Please call the number on the back of your Card if credit(s) have not posted to your account 30 days after you made the qualifying purchase. Accounts that are canceled at the time of fulfillment of the offer will not receive the credit(s). Credit(s) may not be received or may be reversed if a purchase is returned, partially returned, refunded, canceled or modified. General Amex Offers® are available for varying and limited periods of time, are dynamic and personalized and may differ between Card Members. If you navigate away from the Amex Offers page, you may see different offers when you return. American Express reserves the right to modify or revoke the offer at any time. Privacy You agree that American Express may use and share your transaction and other information to administer the offer, communicate with you, and tailor your offers based on your interests in accordance with the American Express Privacy Statement . POID: K7YZ:1712

AT&T Fiber — Earn $50 cash back when you sign up with AT&T Fiber by making a new, qualifying plan payment of at least $75. AT&T Fiber is available in select areas only. Visit www.att.com/internet/fiber/ to see the AT&T Fiber plans in your area. Get Started Offer expires Oct 31, 2026. Offer valid one time only for new AT&T Fiber customers. Offer not valid on accessories or equipment purchases. Payment must be made directly with the merchant. Offer not valid on third-party services. Ltd. avail/areas. Sign up for 500M for $65/mo +taxes. Price after $5/mo Autopay & Paperless bill discount (w/in 2 bills). Monthly State Cost Recovery Charge in TX, OH, NV applies. One time install charge may apply. Subject to change. For plan cost and to cancel plan, please visit att.com/internet/fiber for details .
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